Liability Insurance Options

Professional liability insurance protects you against covered claims arising from real or alleged errors or omissions in the course of your professional duties. While many employers will provide some professional liability coverage, you may not be covered in the following situations:

• Outside of the workplace, such as volunteer or part-time work

• Suits filed after changing employment

• Lost wage reimbursement, licensing board hearing reimbursement, and defense costs

• Policy limits may not be high enough to protect you and all of your co-workers

​​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Having your own professional liability would

1. Provide you with your own attorney

2. Pay all reasonable costs incurred in the defense or investigation of a covered claim

3. Pay you for lost wages

4. Provide reimbursement if licensing board issues were involved

5. Pay court costs and settlements in addition to the limits of liability